(No calamity befalleth) you in your bodies, families or wealth (save by Allah's leave) and decree. (And whosoever believeth in Allah) seeing that the calamity is from Allah, (He guideth his heart) to have contentment and patience; it is also said: when Allah gives him, he is thankful and when Allah tries him, he is patient and when he wrongs someone, he asks for forgiveness, and when a calamity befalls him, he says: �verily we are unto Allah, and unto Him we shall return�. (And Allah is Knower of all things) that befall you, whether it is a calamity or something else.