بِسْمِ اللَّهِ الرَّحْمَٰنِ الرَّحِيمِ وَالْعَصْرِ
By oath of this era of yours (O dear Prophet Mohammed – peace and blessings be upon him).
إِنَّ الْإِنْسَانَ لَفِي خُسْرٍ
Indeed man is surely in a loss.
إِلَّا الَّذِينَ آمَنُوا وَعَمِلُوا الصَّالِحَاتِ وَتَوَاصَوْا بِالْحَقِّ وَتَوَاصَوْا بِالصَّبْرِ
Except those who accepted faith, and did good deeds and urged one another to the truth – and urged one another to have patience.